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Home Insurance Costs with Deductible Scenarios in Berkeley County, WV & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Berkeley County, WV $168200 $609 $838
Hedgesville, WV $122300 $541 $745
Antietam, MD $256600 $660 $908
Halfway, MD $169700 $506 $696
Gainesboro, VA $246400 $567 $780
Williamsport, MD $146800 $516 $709
Washington County, MD $205300 $571 $786
Lake Holiday, VA $247500 $676 $931
Mercersville, MD $347100 $823 $1,132
Chambersburg, PA $158100 $481 $662

Impact of Coverage Amount on Home Insurance Cost In Berkeley County, WV

Coverage Amount Home Insurance Cost ($)
$100,000 $597
$200,000 $1,602
$300,000 $2,082
$400,000 $2,536
$500,000 $3,246
$750,000 to $1000,000 $3,753
Above $1000,000 $4,438


Berkeley County, WV Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Berkeley County, WV Average Home Insurance Cost$847.78
State Average Home Insurance Cost$721
Difference Vs national Average-376.22

Top Homeowners Insurance Companies in Berkeley County, WV

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,369
Erie $1,178
USAA $1,128
American Select $925

Berkeley County, WV Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -102 746
One Claim +42 890
Two Claims +119 966