Home Insurance Costs with Deductible Scenarios in Charleston, WV & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Charleston, WV	$149800	$577	$794
Pinch, WV	$162000	$617	$849
Pocatalico, WV	$108300	$475	$653
Putnam County, WV	$157500	$591	$813
Coal Fork, WV	$89400	$464	$638
Pratt, WV	$101100	$493	$679
Handley, WV	$55000	$365	$502
South Charleston, WV	$119000	$497	$684
Hometown, WV	$93600	$475	$653
Teays Valley, WV	$215700	$588	$809

---

Impact of Coverage Amount on Home Insurance Cost In Charleston, WV

Coverage Amount	Home Insurance Cost ($)
$100,000	$435
$200,000	$1,589
$300,000	$2,249
$400,000	$2,602
$500,000	$3,331
$750,000 to $1000,000	$3,851
Above $1000,000	$4,554

---

---

Charleston, WV Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Charleston, WV Average Home Insurance Cost	$804.13
State Average Home Insurance Cost	$721
Difference Vs national Average	-419.87

---

Top Homeowners Insurance Companies in Charleston, WV

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,369
Erie	$1,178
USAA	$1,128
American Select	$925

---

Charleston, WV Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-113	692
One Claim	+40	844
Two Claims	+113	917

---