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Home Insurance Costs with Deductible Scenarios in Fayette County, WV & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Fayette County, WV $86400 $443 $610
Gauley Bridge, WV $63000 $390 $536
Glen Jean, WV $129500 $556 $766
Stanaford, WV $76700 $430 $592
Beckley, WV $114300 $487 $671
Boomer, WV $60100 $381 $524
Hico, WV $98900 $488 $672
Wilderness, WV $119700 $536 $737
Mount Carbon, WV $123100 $543 $747
Sutton, WV $72200 $417 $574

Impact of Coverage Amount on Home Insurance Cost In Fayette County, WV

Coverage Amount Home Insurance Cost ($)
$100,000 $847
$200,000 $2,075
$300,000 $2,716
$400,000 $3,496
$500,000 $4,475
$750,000 to $1000,000 $5,174
Above $1000,000 $6,118


Fayette County, WV Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Fayette County, WV Average Home Insurance Cost$616.92
State Average Home Insurance Cost$721
Difference Vs national Average-607.08

Top Homeowners Insurance Companies in Fayette County, WV

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,178
USAA $1,128
American Select $925
Safeco $914

Fayette County, WV Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -86 531
One Claim +31 648
Two Claims +86 703