Home Insurance Costs with Deductible Scenarios in Jefferson County, WV & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Jefferson County, WV	$227300	$689	$948
Berkeley County, WV	$168200	$609	$838
Berryville, VA	$292600	$714	$983
Russell, VA	$381700	$821	$1,130
Inwood, WV	$162400	$617	$850
Buckmarsh, VA	$268200	$694	$954
Martinsburg, WV	$149800	$500	$688
Falling Waters, WV	$143800	$584	$804
Catoctin, VA	$566100	$698	$961
Needmore, PA	$146400	$501	$690

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Impact of Coverage Amount on Home Insurance Cost In Jefferson County, WV

Coverage Amount	Home Insurance Cost ($)
$100,000	$439
$200,000	$1,246
$300,000	$1,727
$400,000	$2,047
$500,000	$2,620
$750,000 to $1000,000	$3,030
Above $1000,000	$3,582

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Jefferson County, WV Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Jefferson County, WV Average Home Insurance Cost	$959.04
State Average Home Insurance Cost	$721
Difference Vs national Average	-264.96

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Top Homeowners Insurance Companies in Jefferson County, WV

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,369
Erie	$1,178
USAA	$1,128
American Select	$925

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Jefferson County, WV Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-125	834
One Claim	+58	1017
Two Claims	+115	1074

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