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Home Insurance Costs with Deductible Scenarios in Putnam County, WV & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Putnam County, WV $157500 $591 $813
Bancroft, WV $102600 $497 $684
Culloden, WV $118000 $532 $732
Pocatalico, WV $108300 $475 $653
Poca, WV $147500 $591 $813
Alum Creek, WV $148100 $592 $815
Dunbar, WV $92800 $440 $606
Mason County, WV $78300 $500 $688
Scott, WV $167500 $526 $724
Steele, WV $105500 $504 $694

Impact of Coverage Amount on Home Insurance Cost In Putnam County, WV

Coverage Amount Home Insurance Cost ($)
$100,000 $443
$200,000 $1,578
$300,000 $2,017
$400,000 $2,604
$500,000 $3,333
$750,000 to $1000,000 $3,854
Above $1000,000 $4,557


Putnam County, WV Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Putnam County, WV Average Home Insurance Cost$822.56
State Average Home Insurance Cost$721
Difference Vs national Average-401.44

Top Homeowners Insurance Companies in Putnam County, WV

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,369
Erie $1,178
USAA $1,128
Safeco $914

Putnam County, WV Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -107 716
One Claim +41 864
Two Claims +107 929