Home Insurance Costs with Deductible Scenarios in Wayne County, WV & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Wayne County, WV	$90600	$453	$624
Ceredo, WV	$100100	$457	$628
Chesapeake, OH	$84800	$416	$572
Lawrence County, KY	$80400	$467	$643
West Hamlin, WV	$85600	$454	$625
Kenova, WV	$74300	$423	$582
Huntington, WV	$95200	$465	$639
Stonewall, WV	$60300	$509	$700
Lavalette, WV	$74200	$423	$582
Westmoreland, WV	$109600	$477	$657

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Impact of Coverage Amount on Home Insurance Cost In Wayne County, WV

Coverage Amount	Home Insurance Cost ($)
$100,000	$686
$200,000	$2,173
$300,000	$2,889
$400,000	$3,359
$500,000	$4,300
$750,000 to $1000,000	$4,971
Above $1000,000	$5,878

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Wayne County, WV Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Wayne County, WV Average Home Insurance Cost	$631.47
State Average Home Insurance Cost	$721
Difference Vs national Average	-592.53

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Top Homeowners Insurance Companies in Wayne County, WV

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,369
Erie	$1,178
USAA	$1,128
American Select	$925

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Wayne County, WV Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-76	556
One Claim	+57	688
Two Claims	+82	714

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