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Home Insurance Costs with Deductible Scenarios in Wood County, WV & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Wood County, WV $115100 $510 $702
Steele, WV $105500 $504 $694
Tygart, WV $85600 $423 $582
Williams, WV $147200 $496 $683
Coolville, OH $86600 $420 $578
Wood County, WV $115100 $510 $702
Elizabeth, WV $56900 $370 $510
Parkersburg, WV $87600 $446 $613
Waverly, WV $135500 $569 $782
Mineralwells, WV $125000 $547 $753

Impact of Coverage Amount on Home Insurance Cost In Wood County, WV

Coverage Amount Home Insurance Cost ($)
$100,000 $661
$200,000 $1,809
$300,000 $2,580
$400,000 $3,134
$500,000 $4,012
$750,000 to $1000,000 $4,638
Above $1000,000 $5,485


Wood County, WV Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Wood County, WV Average Home Insurance Cost$710.04
State Average Home Insurance Cost$721
Difference Vs national Average-513.96

Top Homeowners Insurance Companies in Wood County, WV

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,369
Erie $1,178
USAA $1,128
American Select $925

Wood County, WV Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -99 611
One Claim +36 746
Two Claims +85 795